Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$365,417$331,200
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.420%7.400%
Blended rate6.970%7.640%
1st payment$2,387.99$2,293.16
2nd payment$0.00$0.00
Taxes / mo$181.00$181.00
Insurance / mo$150.00$150.00
MI / mo$174.61$66.24
HOA / mo$535.00$535.00
Total monthly$3,428.61$3,225.40
Cash to close$2,583$36,800