Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,826$314,910
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,554$0
Note rate7.090%7.320%
Blended rate7.090%7.560%
1st payment$2,134.92$2,163.21
2nd payment$0.00$0.00
Taxes / mo$291.58$291.58
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$0.00$0.00
Total monthly$2,576.50$2,667.78
Cash to close$39,074$34,990