Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$260,996$260,100
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,305$0
Note rate6.840%7.320%
Blended rate6.840%7.560%
1st payment$1,728.13$1,786.71
2nd payment$0.00$0.00
Taxes / mo$565.15$565.15
Insurance / mo$150.00$150.00
MI / mo$0.00$52.02
HOA / mo$0.00$0.00
Total monthly$2,443.28$2,553.88
Cash to close$28,004$28,900