Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,189,251$1,189,251$1,215,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$25,749$0
Funding fee$5,946$5,946$0
Note rate4.000%4.000%7.320%
Blended rate4.000%4.106%7.560%
1st payment$6,182.53$6,182.53$8,346.21
2nd payment$0.00$193.12$0.00
Taxes / mo$262.10$262.10$262.10
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$243.00
HOA / mo$0.00$0.00$0.00
Total monthly$6,661.29$6,854.41$9,067.97
Cash to close$160,749$135,000$135,000