Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,149$405,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,111$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$2,827.58$2,804.14
2nd payment$0.00$0.00
Taxes / mo$267.50$267.50
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$3,245.08$3,302.64
Cash to close$27,851$45,000