Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,780$328,780$467,100
Remaining term (yrs)21.421.430.0
Secondary amount$0$138,320$0
Funding fee$0$0$0
Note rate4.430%4.430%7.400%
Blended rate5.280%6.085%7.640%
1st payment$1,973.73$1,973.73$3,234.11
2nd payment$0.00$922.14$0.00
Taxes / mo$432.50$432.50$432.50
Insurance / mo$166.67$166.67$166.67
MI / mo$278.20$278.20$93.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,851.10$3,773.23$3,926.69
Cash to close$190,220$51,900$51,900