Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,538$235,538$583,200
Remaining term (yrs)24.624.630.0
Secondary amount$0$347,662$0
Funding fee$1,178$1,178$0
Note rate3.000%3.000%7.400%
Blended rate3.000%5.832%7.640%
1st payment$1,124.53$1,124.53$4,037.96
2nd payment$0.00$2,245.32$0.00
Taxes / mo$167.42$167.42$167.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,458.62$3,703.93$4,488.68
Cash to close$412,462$64,800$64,800