Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,634$268,634$391,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$122,866$0
Funding fee$1,343$1,343$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.391%7.640%
1st payment$1,255.47$1,255.47$2,710.67
2nd payment$0.00$819.11$0.00
Taxes / mo$632.67$632.67$632.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,038.14$2,857.25$3,571.63
Cash to close$166,366$43,500$43,500