Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$115,866$115,866$269,820
Remaining term (yrs)23.723.730.0
Secondary amount$0$153,954$0
Funding fee$579$579$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.844%7.640%
1st payment$566.36$566.36$1,868.18
2nd payment$0.00$1,026.36$0.00
Taxes / mo$131.33$131.33$131.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.96
HOA / mo$0.00$0.00$0.00
Total monthly$847.70$1,874.06$2,203.48
Cash to close$183,934$29,980$29,980