Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$580,491
Remaining term (yrs)26.026.030.0
Secondary amount$0$580,491$0
Funding fee$0$0$0
Note rate4.875%4.875%7.320%
Blended rate4.875%7.750%7.560%
1st payment$0.00$0.00$3,987.57
2nd payment$0.00$3,749.00$0.00
Taxes / mo$129.00$129.00$129.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$0.00$0.00$0.00
Total monthly$295.67$4,044.67$4,399.34
Cash to close$644,990$64,499$64,499