Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,782$431,999
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,284$0
Note rate6.430%7.320%
Blended rate6.430%7.560%
1st payment$2,980.97$2,967.53
2nd payment$0.00$0.00
Taxes / mo$391.42$391.42
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$65.00$65.00
Total monthly$3,604.05$3,677.02
Cash to close$23,217$48,000