Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$638,315$616,500
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$3,192$0
Note rate3.990%7.400%
Blended rate3.990%7.640%
1st payment$3,103.14$4,268.52
2nd payment$0.00$0.00
Taxes / mo$138.25$138.25
Insurance / mo$166.67$166.67
MI / mo$0.00$123.30
HOA / mo$75.00$75.00
Total monthly$3,483.06$4,771.74
Cash to close$46,685$68,500