Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,787$287,910
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,509$0
Note rate7.440%7.320%
Blended rate7.440%7.560%
1st payment$2,154.84$1,977.74
2nd payment$0.00$0.00
Taxes / mo$14.83$14.83
Insurance / mo$150.00$150.00
MI / mo$0.00$57.58
HOA / mo$52.00$52.00
Total monthly$2,371.68$2,252.16
Cash to close$18,113$31,990