Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,748$521,748$742,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$220,752$0
Funding fee$2,609$2,609$0
Note rate2.930%2.930%7.320%
Blended rate2.930%4.363%7.560%
1st payment$2,455.23$2,455.23$5,100.46
2nd payment$0.00$1,425.69$0.00
Taxes / mo$509.83$509.83$509.83
Insurance / mo$0.00$0.00$0.00
MI / mo$0.00$0.00$148.50
HOA / mo$36.00$36.00$36.00
Total monthly$3,001.07$4,426.76$5,794.79
Cash to close$303,252$82,500$82,500