Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$194,128$186,300
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.710%7.320%
Blended rate7.260%7.560%
1st payment$1,300.19$1,279.75
2nd payment$0.00$0.00
Taxes / mo$48.42$48.42
Insurance / mo$150.00$150.00
MI / mo$92.26$37.26
HOA / mo$265.00$265.00
Total monthly$1,855.86$1,780.43
Cash to close$12,872$20,700