Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,049$378,000
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,075$0
Note rate4.170%7.320%
Blended rate4.170%7.560%
1st payment$2,197.09$2,596.60
2nd payment$0.00$0.00
Taxes / mo$232.42$232.42
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$95.00$95.00
Total monthly$2,674.51$3,149.61
Cash to close$4,951$42,000