Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$678,730$647,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$3,394$0
Note rate5.230%7.320%
Blended rate5.230%7.560%
1st payment$3,989.89$4,445.13
2nd payment$0.00$0.00
Taxes / mo$479.92$479.92
Insurance / mo$216.67$216.67
MI / mo$0.00$129.42
HOA / mo$45.00$45.00
Total monthly$4,731.48$5,316.13
Cash to close$40,270$71,900