Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,791$247,791$324,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$76,209$0
Funding fee$1,239$1,239$0
Note rate2.880%2.880%7.320%
Blended rate2.880%4.319%7.560%
1st payment$1,154.40$1,154.40$2,225.66
2nd payment$0.00$571.57$0.00
Taxes / mo$468.26$468.26$468.26
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,772.66$2,344.23$2,908.71
Cash to close$112,209$36,000$36,000