Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$163,620
Remaining term (yrs)29.729.730.0
Secondary amount$0$163,620$0
Funding fee$0$0$0
Note rate6.500%6.500%7.320%
Blended rate6.500%8.000%7.560%
1st payment$0.00$0.00$1,123.96
2nd payment$0.00$1,090.80$0.00
Taxes / mo$44.42$44.42$44.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$32.72
HOA / mo$275.00$275.00$275.00
Total monthly$469.42$1,560.22$1,626.10
Cash to close$181,800$18,180$18,180