Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$132,025$132,025$301,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$169,475$0
Funding fee$660$660$0
Note rate2.830%2.830%7.400%
Blended rate2.830%5.736%7.640%
1st payment$618.74$618.74$2,087.53
2nd payment$0.00$1,129.84$0.00
Taxes / mo$97.67$97.67$97.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$44.00$44.00$44.00
Total monthly$910.40$2,040.24$2,439.49
Cash to close$202,975$33,500$33,500