Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$444,940$409,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.820%7.320%
Blended rate7.370%7.560%
1st payment$2,980.24$2,812.98
2nd payment$0.00$0.00
Taxes / mo$582.60$582.60
Insurance / mo$166.67$166.67
MI / mo$209.10$81.90
HOA / mo$158.00$158.00
Total monthly$4,096.61$3,802.15
Cash to close$10,060$45,500