Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$314,910
Remaining term (yrs)——30.0
Secondary amount$0$314,910$0
Funding fee$0$0$0
Note rate4.990%4.990%7.400%
Blended rate5.840%7.750%7.640%
1st payment$0.00$0.00$2,180.37
2nd payment$0.00$2,033.79$0.00
Taxes / mo$69.27$69.27$69.27
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$75.67$75.67$75.67
Total monthly$294.94$2,328.74$2,538.30
Cash to close$349,900$34,990$34,990