Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,163$203,163$269,999
Remaining term (yrs)21.721.730.0
Secondary amount$0$66,836$0
Funding fee$1,016$1,016$0
Note rate4.590%4.590%7.320%
Blended rate4.590%5.682%7.560%
1st payment$1,229.18$1,229.18$1,854.71
2nd payment$0.00$501.27$0.00
Taxes / mo$682.06$682.06$682.06
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$8.92$8.92$8.92
Total monthly$2,070.16$2,571.43$2,749.69
Cash to close$96,836$30,000$30,000