Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$687,886$687,886$719,910
Remaining term (yrs)27.627.630.0
Secondary amount$0$32,024$0
Funding fee$3,439$3,439$0
Note rate7.090%7.090%7.320%
Blended rate7.090%7.175%7.560%
1st payment$4,729.30$4,729.30$4,945.28
2nd payment$0.00$240.18$0.00
Taxes / mo$619.67$619.67$619.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$84.00$84.00$84.00
Total monthly$5,649.63$5,889.81$6,009.60
Cash to close$112,014$79,990$79,990