Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$266,751$266,751$449,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$183,159$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%5.379%7.640%
1st payment$1,239.40$1,239.40$3,115.09
2nd payment$0.00$1,221.06$0.00
Taxes / mo$446.92$446.92$446.92
Insurance / mo$166.67$166.67$166.67
MI / mo$215.61$215.61$89.98
HOA / mo$153.00$153.00$153.00
Total monthly$2,221.59$3,442.65$3,971.65
Cash to close$233,149$49,990$49,990