Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,534$323,999
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.340%7.400%
Blended rate6.890%7.640%
1st payment$2,166.65$2,243.30
2nd payment$0.00$0.00
Taxes / mo$558.80$558.80
Insurance / mo$150.00$150.00
MI / mo$159.76$64.80
HOA / mo$41.67$41.67
Total monthly$3,076.88$3,058.57
Cash to close$25,465$36,000