Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,584$395,955
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,198$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,969.29$2,719.94
2nd payment$0.00$0.00
Taxes / mo$74.17$74.17
Insurance / mo$150.00$150.00
MI / mo$0.00$79.19
HOA / mo$27.08$27.08
Total monthly$3,220.54$3,050.37
Cash to close$366$43,995