Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$158,219$158,219$315,000
Remaining term (yrs)21.521.530.0
Secondary amount$0$156,781$0
Funding fee$0$0$0
Note rate4.440%4.440%7.400%
Blended rate5.290%6.639%7.640%
1st payment$948.50$948.50$2,181.00
2nd payment$0.00$1,045.21$0.00
Taxes / mo$250.38$250.38$250.38
Insurance / mo$150.00$150.00$150.00
MI / mo$133.54$133.54$63.00
HOA / mo$41.33$41.33$41.33
Total monthly$1,523.75$2,568.95$2,685.70
Cash to close$191,781$35,000$35,000