Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,179$432,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,381$0
Note rate6.850%7.400%
Blended rate6.850%7.640%
1st payment$3,167.81$2,991.08
2nd payment$0.00$0.00
Taxes / mo$270.08$270.08
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$270.00$270.00
Total monthly$3,874.56$3,784.23
Cash to close$3,821$48,000