Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,291$243,000
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$1,191$0
Note rate2.970%7.320%
Blended rate2.970%7.560%
1st payment$1,133.97$1,669.24
2nd payment$0.00$0.00
Taxes / mo$392.76$392.76
Insurance / mo$150.00$150.00
MI / mo$0.00$48.60
HOA / mo$0.00$0.00
Total monthly$1,676.73$2,260.60
Cash to close$31,709$27,000