Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,565$333,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.230%7.320%
Blended rate7.780%7.560%
1st payment$2,665.22$2,287.48
2nd payment$0.00$0.00
Taxes / mo$537.15$537.15
Insurance / mo$150.00$150.00
MI / mo$179.42$66.60
HOA / mo$83.00$83.00
Total monthly$3,614.79$3,124.23
Cash to close$0$37,000