Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$66,844$66,844$175,500
Remaining term (yrs)16.916.930.0
Secondary amount$0$108,656$0
Funding fee$334$334$0
Note rate4.460%4.460%7.320%
Blended rate4.460%6.652%7.560%
1st payment$466.49$466.49$1,205.56
2nd payment$0.00$724.37$0.00
Taxes / mo$269.92$269.92$269.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$886.40$1,610.78$1,660.58
Cash to close$128,156$19,500$19,500