Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$397,063$359,992
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,985$0
Note rate6.780%7.320%
Blended rate6.780%7.560%
1st payment$2,654.65$2,472.89
2nd payment$0.00$0.00
Taxes / mo$360.67$360.67
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$57.00$57.00
Total monthly$3,222.32$3,112.56
Cash to close$2,928$39,999