Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,224$176,224$304,200
Remaining term (yrs)22.822.830.0
Secondary amount$0$127,976$0
Funding fee$0$0$0
Note rate3.820%3.820%7.320%
Blended rate4.670%6.071%7.560%
1st payment$962.67$962.67$2,089.64
2nd payment$0.00$853.17$0.00
Taxes / mo$281.67$281.67$281.67
Insurance / mo$150.00$150.00$150.00
MI / mo$145.99$145.99$60.84
HOA / mo$75.00$75.00$75.00
Total monthly$1,615.32$2,468.50$2,657.15
Cash to close$161,776$33,800$33,800