Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,404$310,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,227$0
Note rate6.990%7.400%
Blended rate6.990%7.640%
1st payment$3,032.90$2,149.84
2nd payment$0.00$0.00
Taxes / mo$7.90$7.90
Insurance / mo$150.00$150.00
MI / mo$0.00$62.10
HOA / mo$41.67$41.67
Total monthly$3,232.47$2,411.51
Cash to close$0$34,500