Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$384,792$302,040
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.320%
Blended rate4.610%7.560%
1st payment$1,953.24$2,074.81
2nd payment$0.00$0.00
Taxes / mo$554.39$554.39
Insurance / mo$150.00$150.00
MI / mo$298.38$60.41
HOA / mo$127.00$127.00
Total monthly$3,083.02$2,966.61
Cash to close$0$33,560