Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,548$237,548$341,991
Remaining term (yrs)24.024.030.0
Secondary amount$0$104,443$0
Funding fee$1,188$1,188$0
Note rate2.940%2.940%7.320%
Blended rate2.940%4.485%7.560%
1st payment$1,145.26$1,145.26$2,349.24
2nd payment$0.00$696.29$0.00
Taxes / mo$686.01$686.01$686.01
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$12.50$12.50$12.50
Total monthly$1,993.77$2,690.06$3,266.15
Cash to close$142,442$37,999$37,999