Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,213$450,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.320%
Blended rate6.820%7.560%
1st payment$3,029.21$3,091.19
2nd payment$0.00$0.00
Taxes / mo$214.00$214.00
Insurance / mo$166.67$166.67
MI / mo$225.02$90.00
HOA / mo$32.00$32.00
Total monthly$3,666.89$3,593.85
Cash to close$30,787$50,000