Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,053$405,000
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,155$0
Note rate6.540%7.400%
Blended rate6.540%7.640%
1st payment$2,849.81$2,804.14
2nd payment$0.00$0.00
Taxes / mo$235.58$235.58
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$75.00$75.00
Total monthly$3,310.39$3,345.72
Cash to close$18,947$45,000