Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,743$329,743$590,400
Remaining term (yrs)25.525.530.0
Secondary amount$0$260,657$0
Funding fee$0$0$0
Note rate2.680%2.680%7.320%
Blended rate3.530%5.393%7.560%
1st payment$1,481.84$1,481.84$4,055.64
2nd payment$0.00$1,683.41$0.00
Taxes / mo$279.83$279.83$279.83
Insurance / mo$166.67$166.67$166.67
MI / mo$259.46$259.46$118.08
HOA / mo$115.00$115.00$115.00
Total monthly$2,302.80$3,986.21$4,735.22
Cash to close$326,257$65,600$65,600