Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,923$323,100
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.070%7.320%
Blended rate7.620%7.560%
1st payment$2,614.00$2,219.47
2nd payment$0.00$0.00
Taxes / mo$335.92$335.92
Insurance / mo$150.00$150.00
MI / mo$178.82$64.62
HOA / mo$164.00$164.00
Total monthly$3,442.73$2,934.01
Cash to close$0$35,900