Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$417,756$404,910
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$2,089$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$2,686.29$2,781.45
2nd payment$0.00$0.00
Taxes / mo$201.92$201.92
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$28.00$28.00
Total monthly$3,066.21$3,242.35
Cash to close$32,144$44,990