Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$688,044$629,910
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$3,440$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,433.33$4,327.04
2nd payment$0.00$0.00
Taxes / mo$538.67$538.67
Insurance / mo$166.67$166.67
MI / mo$0.00$125.98
HOA / mo$195.00$195.00
Total monthly$5,333.66$5,353.36
Cash to close$11,856$69,990