Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,201$279,000
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,471$0
Note rate6.540%7.320%
Blended rate6.540%7.560%
1st payment$1,945.04$1,916.54
2nd payment$0.00$0.00
Taxes / mo$105.08$105.08
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$112.00$112.00
Total monthly$2,312.12$2,339.42
Cash to close$15,799$31,000