Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,828$373,500
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,974$0
Note rate3.450%7.320%
Blended rate3.450%7.560%
1st payment$1,941.76$2,565.69
2nd payment$0.00$0.00
Taxes / mo$107.50$107.50
Insurance / mo$150.00$150.00
MI / mo$0.00$74.70
HOA / mo$226.00$226.00
Total monthly$2,425.26$3,123.89
Cash to close$20,172$41,500