Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$638,475$589,500
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,192$0
Note rate6.000%7.320%
Blended rate6.000%7.560%
1st payment$3,851.27$4,049.46
2nd payment$0.00$0.00
Taxes / mo$199.42$199.42
Insurance / mo$166.67$166.67
MI / mo$0.00$117.90
HOA / mo$70.00$70.00
Total monthly$4,287.36$4,603.44
Cash to close$16,525$65,500