Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$372,221$359,999
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.400%
Blended rate4.610%7.640%
1st payment$1,889.43$2,492.56
2nd payment$0.00$0.00
Taxes / mo$173.50$173.50
Insurance / mo$150.00$150.00
MI / mo$288.63$72.00
HOA / mo$80.00$80.00
Total monthly$2,581.56$2,968.06
Cash to close$27,778$40,000