Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$564,420$539,100
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,822$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$3,724.87$3,703.24
2nd payment$0.00$0.00
Taxes / mo$525.50$525.50
Insurance / mo$166.67$166.67
MI / mo$0.00$107.82
HOA / mo$170.00$170.00
Total monthly$4,587.04$4,673.23
Cash to close$34,580$59,900