Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,580$277,580$297,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$35,920$0
Funding fee$1,388$1,388$0
Note rate6.270%6.270%7.320%
Blended rate6.270%6.912%7.560%
1st payment$1,789.85$1,789.85$2,040.18
2nd payment$0.00$355.46$0.00
Taxes / mo$83.08$83.08$83.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$159.00$159.00$159.00
Total monthly$2,181.93$2,537.39$2,491.67
Cash to close$52,420$16,500$33,000