Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,957$436,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,220$0
Note rate6.490%7.320%
Blended rate6.490%7.560%
1st payment$2,866.60$2,998.45
2nd payment$0.00$0.00
Taxes / mo$361.42$361.42
Insurance / mo$166.67$166.67
MI / mo$0.00$87.30
HOA / mo$22.50$22.50
Total monthly$3,417.19$3,636.34
Cash to close$41,043$48,500